Buying your first home is one of the most defining moments of your life. At Seamless Edge, Sila Ketan provides a refined, highly personalised mortgage experience — removing uncertainty and replacing it with clarity, structure, and confidence.
Buying your first home — or your next — is a defining moment. At Seamless Edge, I provide a refined, highly personalised mortgage experience designed to remove uncertainty and replace it with clarity, structure, and confidence. Every step is guided with intention, ensuring you feel supported, informed, and in control.
We identify every benefit you qualify for — and handle the applications. Many schemes can be combined for maximum savings.
Purchase with just a 5% deposit and no Lenders Mortgage Insurance. The federal government guarantees up to 15% of your loan — saving you up to $30,000+.
A one-off cash grant from state governments for eligible new home purchases. Amounts vary by state (e.g., $10,000 to $20,000).
Significant stamp duty exemptions and concessions are available for first home buyers across most Australian states and territories.
Save up to $50,000 per person inside superannuation as a deposit. Couples can access up to $100,000 combined — with potential tax benefits.
"Sila explained everything so clearly from the very first call. We had no idea we qualified for the First Home Guarantee until she walked us through it. We were in our home within six weeks. She is absolutely amazing."
"Sila found a stamp duty exemption we didn't even know existed and saved us over $20,000. She was available every step of the way — even on weekends. The whole experience was calm, guided, and professional."
"As a Pacific Islander it meant so much to work with someone who genuinely understood our community and our values. Sila spoke to us like family. From the first call to settlement day, the process felt guided and calm."
Gain a clear understanding of your borrowing capacity and what is realistically achievable before you start your property search. No obligation, completely free.
A structured guide to keep you informed, organised, and confident throughout your home buying journey — from deposit to settlement.
Estimate your monthly repayments, total interest, and see how different loan amounts and terms affect what you'll pay. Updated for current rates.
Whether you're stepping into the market for the first time or preparing for your next move, the right guidance makes all the difference. Book your confidential, obligation-free consultation today.
2/287 Chesterville Road, Bentleigh East VIC 3165
