Vehicles, equipment, plant, and machinery — we structure asset finance so your business keeps moving without tying up working capital.
Whether you are a tradie who needs a new ute, a business adding equipment to scale up, or a company refreshing a fleet, asset finance lets you acquire what you need without tying up working capital. Kieran Thomson, our equipment finance specialist at Seamless Edge Finance, brings a background in fleet and equipment finance across dealership and banking environments.
There are four main ways to finance a business asset in Australia — chattel mortgage, finance lease, hire purchase, and operating lease — and the right choice depends on your GST registration, how you want to treat depreciation, whether you want ownership at the end, and your cash flow profile. We explain the options clearly and recommend the structure that suits your tax position and business model.
Kieran has built strong lender relationships specifically in the asset finance space. Simple applications can be approved within hours. Complex deals with specialist assets take a little longer, but we manage the process end-to-end. We also handle end-of-term decisions — refinance, residual payment, or trade-in — so you are never left scrambling when the agreement expires.
Utes, vans, trucks, and multi-vehicle fleets — single units to full fleet programs across all makes and models.
Manufacturing equipment, CNC machines, forklifts, earthmoving — heavy and specialist industrial assets.
Server infrastructure, medical technology, point-of-sale systems, and business technology upgrades.
Solar systems, battery storage, and energy-efficient equipment — including applicable government incentive programs.
Full commercial fit-outs, commercial kitchen equipment, and trade-specific workspace setups.
Speak with the Seamless Edge team today — no obligation, just clear and honest advice about your options.
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